Final Expense Insurance - Assurance

Burial Insurance

*average funeral cost data taken from the National Funeral Directors Association

Expenses After Death:

  • Funeral Service
  • Burial Costs
  • Medical Bills
  • Debt
  • Loss of Income
Life Insurance Policy

What is Final Expense Life Insurance?

Burial Insurance, also known as funeral insurance, is a type of whole life insurance created to pay for medical expenses and funeral bills after you pass away. Christian Fidelity’s Assurance final expense life insurance policy can ensure that your loved ones will be free of many financial burdens associated with end-of-life medical and burial expenses.

Benefit's of Christian Fidelity’s Final Expense Life Insurance

  • No medical exam required
  • Affordable rates that will not increase
  • Benefits that remain level
  • Issue Ages 50-80
  • Immediate Death Benefit Plan
  • Face amounts from $5,000 to $30,000
    • Issue age 50 - 75; maximum face amount $30,000
    • Issue age 76 - 80; maximum face amount $20,000
  • Cash value accumulates
  • Paid directly to the beneficiary of your choice
  • Benefits not subject to federal income tax
  • Policy cannot be cancelled as long as premiums are paid
  • Rates based upon issue age
  • Terminal Illness Rider 2
  • Common Carrier Rider 3
Life Insurance

Why Do You Need Final Expense Insurance?

Funeral costs have been steadily increasing since the 1980’s. It’s not uncommon for the average funeral to cost up to $9000 or more. Depending on whether the body is buried or cremated, caskets and urns alone can cost thousands of dollars.

Purchasing a Final Expense Life Insurance policy from Christian Fidelity can help families deal with grief, rather than worry about burial expenses.

How Much Does Final Expense Insurance Cost?

Christian Fidelity® offers monthly premiums that range from 15-20% less than other carriers, which makes final expense insurance more affordable. In some cases, the policyholder will pay for the plan, but very often, one of his or her adult children will offer to step in and make monthly payments. Above are sample costs for a final expense policy.

(1)The issuance of the policy depends on the answers to health questions. The Christian Fidelity Life Assurance is issued by Christian Fidelity Life Insurance Company. Christian Fidelity assumes the investment risk and guarantees payment, subject to its claims-paying ability. Christian Fidelity Life Insurance Company is licensed to issue individual life insurance and annuity products in the following states: AR, AZ, CO, GA, ID, IL, IN, KS, KY, LA, MO, NE, NV, NM, OH, OK, OR, SD, TN, TX, UT, WA. For use with Christian Fidelity policy form “CF400” and state specific versions where applicable. Product not available in all states. A comprehensive description of the policy benefits, costs, exclusions, limitations and terms is available to you upon request. Neither Christian Fidelity Life Insurance Company, its affiliates, nor any of its representatives may provide tax or legal advice. Individuals should consult with their tax advisor or legal counsel for specific advice and information regarding their individual situation. 2 The terminal illness rider benefit can be up to 100% of your death benefit. See policy for full details. 3 The Common Carrier Rider is equal to the amount of the death benefit under the policy. See policy for full details.

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